| Money Sense: Great Credit
June 6, 2007--- When it comes to our credit standing, we spend a lot of time worrying about the penalties of having a low credit score, such as being handicapped in our ability to buy a home, a car or anything that involves managing a debt obligation. Unfortunately, we don't put enough emphasis on why it is worth making the sacrifices necessary to build our credit. The median credit score for all Americans is 723. Your goal should to be to equal or better that score. To motivate you, here's what's in it for you: You pay less to borrow money. The higher your credit score, the lower the interest rates you'll be able to get on your mortgage, auto financing, credit cards, etc.Money for your new business. If you are looking to become a first-time entrepreneur, and want a small business loan, your personal credit history will help to determine whether or not you will be trusted by potential lenders.A better job.
Union Bank $150000 Commitment to Operation Hope Will Fund "Silver ...
LOS ANGELES, CA -- (MARKET WIRE) -- 06/04/07 -- Operation HOPE (HOPE) announced today that Union Bank of California reaffirmed its commitment to support HOPE's Silver Rights Movement to eradicate poverty as we know it and empower underserved communities throughout California. A $150,000 grant from the Union Bank of California Foundation will be used to offer free credit counseling and financial education programs through HOPE's Banking on Our Future Program that has already educated over 225,000 youth nationwide on financial literacy. The bank was also a sponsor of HOPE's 15th Anniversary Celebration and the biggest Bankers Bus Tour in the organization's history. "We commend the Union Bank Foundation for its commitment to empowering people with the knowledge to make the right decisions about their finances.
Briefly in Tompkins
The annual Downtown Ithaca Summer Concert Series begins at 7-9 p.m. Thursday, June 7 at the Bernie Milton Pavilion on the Commons with the Tarbox Ramblers. The Boston-based band is a staple of Rounder Records, and their 2004 release, "A Fix Back East," has been critically acclaimed by Rolling Stone Magazine. In 2001 the band toured with Led Zeppelin front-man Robert Plant, and in 2002 their self-titled debut CD was featured on the BBC's list of the year's top 10 albums. Expressing the need to follow the musical traditions of hillbilly music and Delta blues reinterpreted toward the modern world, they have been compared to alt-country favorite Wilco. .
|
