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The whole stretch of a road is supposed to be one straight smooth ride. However, an attempt to get carried away while basking in the euphoria of that feeling, might be the beginning of an unplanned journey to the great beyond. Or better still a visit to an orthopedic home.
Lying on almost all the highways in Lagos metropolis, like emissaries of death, are different dangerous things that were hitherto objects of beautification.
Good motorable roads are said to be one basic component of a good government, which might have been the idea behind sighting of streetlights on major highways. Apart the primary function of providing visibility at night, the aesthetic value of the lights to the environment can not be ignored. But the aim has since been defeated, as they now stand out like a sore thumb on major highways.
Improve your credit rating with knowledge
Your credit score is an incredibly important part of your financial life. All of your creditors will look at your score to determine whether you're eligible for credit and, if so, at what interest rate. The higher your credit score, the lower the interest rates you pay on credit cards, car loans and mortgages. Even landlords, cell phone companies and some employers look at your credit score, because if you can't be good with money, you might not be a good tenant or employee. So you want to do everything you can to make sure your score is as high as possible. Some tips: Pay on time Your track record paying all your bills, not just your credit cards, is the single biggest factor in your credit score, accounting for 35 percent of your score. So don't be late. If you only send in the minimum amount due on your credit card bill, send it in on time, even if that means you have to pay to overnight it.
The cruelest card
Pay down debt: The closer you are to the limits on accounts, the more it lowers your score. Get your available-credit-to-credit-used ratio under 50%.
Loan yourself money: Open a savings account and take a loan with the savings as collateral.
Keep older accounts: You need to show stability on your credit history, so keep accounts that have been established for more than three years.
Check your credit: By law, you're allowed one free copy of your credit report each year from each of the three credit bureaus. Printer friendly version Comment on this story Send this story to a friend Get Home Delivery .
Job swop has no effect on credit history
I have booked and entered into an agreement with a developer for a flat. Possession is expected in December. Now I want to add one co-owner into the agreement to take a loan. Will that add to the stamp duty? Is it necessary that the co-owner has to be a family member? Since you have already entered into an agreement with the developer, adding a co-owner will have stamp duty implications. The co-owner has to be a family member, since banks will not give home loan if the co-owner is not a family member. You can find a detailed response in the link: http://www.apnaloan.com /primers /home-loan-india/clubincome.html .
Artists in residence
The syndrome goes on display this weekend at the Portland Museum of Art with "Getting Personal: Maine Architects Design Furniture." More than a dozen Maine architects (or, in some cases, architects who regularly practice in Maine) have contributed work to the show, which runs through Aug. 26 . It's no coincidence that the exhibit runs in tandem with the museum's "Frank Lloyd Wright and the House Beautiful" show, which begins June 28. As an architect, Wright was just as concerned with interior environments as he was with a home's exterior design. Architects were allowed to sketch their furniture designs with no restrictions, and then builders turned those napkin sketches into reality. The 15 resulting designs give an impression that Maine is a state where design is very modernist, and also very wood-centric.
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