| Money Sense: Great Credit
June 6, 2007--- When it comes to our credit standing, we spend a lot of time worrying about the penalties of having a low credit score, such as being handicapped in our ability to buy a home, a car or anything that involves managing a debt obligation. Unfortunately, we don't put enough emphasis on why it is worth making the sacrifices necessary to build our credit. The median credit score for all Americans is 723. Your goal should to be to equal or better that score. To motivate you, here's what's in it for you: You pay less to borrow money. The higher your credit score, the lower the interest rates you'll be able to get on your mortgage, auto financing, credit cards, etc.Money for your new business. If you are looking to become a first-time entrepreneur, and want a small business loan, your personal credit history will help to determine whether or not you will be trusted by potential lenders.A better job.
Mum's the word for bad credit
A LOVING daughter was left debt-ridden and confused after her poverty-stricken mother stole her credit card. Rachel Wilsons mother had racked up so many bills that she waited until her daughter was at university before pinching her account details and abusing her new credit card. But despite 22-year-old Rachel being threatened by bailiffs and having her credit record ruined - meaning she has no chance of buying a house or car for five years she refused to shop her mum to police. Ironically the Bournemouth student only took on a card after a university friend advised her that people with no history of repaying loans could find it hard to get credit. In order to build up a decent credit history, I decided to use the card a few times and then pay off the balance, says Rachel, then in her third year.
Do you have one of these characteristics? You will need credit ...
Do you need credit card debt consolidation? When confronted by this question majority of us will simply say no. But, the stark reality is that more and more people are consolidating their credit card debts to avoid falling into a debt trap and tarnish their credit history. What are the indicators that make you a highly probable candidate to consolidate your credit card debt? Here is a checklist. If you have any one of these characteristics, get ready to consolidate your credit card debt. A purse full of credit cards Too many credit cards is the first and foremost reason which indicates that you will require debt consolidation sooner or later. Remember any transaction done with a credit card is a loan and it has to be repaid with interest.
Shuffle Master, Inc. Reports Second Quarter 2007 Results
LAS VEGAS--(BUSINESS WIRE)--Shuffle Master, Inc. (NASDAQ Global Select Market: SHFL) today announced its results from continuing operations for the second quarter and six months ended April 30, 2007. Second Quarter financial/operating highlights: Revenue, adjusted EBITDA and GAAP earnings per share from continuing operations totaled $44.6 million, $13.7 million and $0.10, respectively. Cash and cash equivalents totaled $7.1 million as of April 30, 2007 compared with $3.0 million as of January 31, 2007 and $8.9 million as of October 31, 2006. Net debt (total debt, less cash and cash equivalents) as of April 30, 2007 totaled $219.9 million compared to $227.7 million as of January 31, 2007 and $227.1 million as of October 31, 2006. Capital deployment initiatives included capital expenditures of $3.6 million and debt payments of $6.1 million.
KIMMSWICK: Military hardware a hit at vet's salute
The Barnhart resident participated in the Save Our Veterans: Operation Second WAVE event May 26-27 in Kimmswick as a member of the Mid-America Chapter of the MVPA (Military Vehicle Preservation Association), as well as being a part of the 2nd Ranger Battalion of World War II reenactors.He brought along his World War II half-track, an impressive machine that he periodically used to give rides around town to those attending the festivities. .
Chase Expands Clear & Simple Plan to Empower And Educate Customers ...
WILMINGTON, Del.--(BUSINESS WIRE)--Today, Chase Card Services announced the expansion of Chase Clear & Simple, an ongoing program designed to help Chase customers better understand and manage their accounts, with 10 consumer-friendly initiatives. In addition, Chase is launching an online site, www.chaseclearandsimple.com that will feature tools and information to empower customers. In creating the suite of Chase Clear & Simple materials, the company wants to increase transparency with easy-to-understand communications and empower cardmembers to make smarter choices with tools that will help them more effectively control credit card accounts and avoid the fees they don't want to pay. "Through extensive research, we listened to what consumers had to say, and more than one in five tell us that when choosing a new credit card, easy-to-understand terms and rules was a very important selection criteria for them," said Carter Franke, marketing executive, JP Morgan Chase.
It is no wonder why skimming (credit/debit card fraud) is becoming ...
Skimming credit and debit cards has become too easy with the irresponsible sale of technology. All the necessary techie devices to commit what many consider a "high tech crime" are being sold on the Internet - even on auction sites - such as eBay. Yesterday, I read about an arrest of one of the Internet vendors by the Calgary Police, after they were tipped off by the United States Secret Service (USSS). Here is what the press release from the Calgary Police Department said: .
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